HomeChoice Downpayment Assistance Loan System

HomeChoice Downpayment Assistance Loan System

HomeChoice is just a downpayment help, 2nd home loan system for qualified borrowers that have an impairment or who possess a member of the family having an impairment coping with them. Funds as much as $15,000. HomeChoice combines with House Key and Residence Advantage very first home loan programs. One-on-one guidance is necessary.

STARTING OUT

The step that is first to meet up with HomeChoice Lender in your town that’s been trained from the HomeChoice system. The HomeChoice Lender will figure out if you should be entitled to the HomeChoice 2nd home loan system and can then refer one to a freeHomebuyer Education Seminar and a HomeChoice trained company. For additional trained lenders or providers, please emailDietrich. Schmitz@wshfc.org or call 206-464-7139 or 800-767-4663.

SYSTEM DESCRIPTION

The HomeChoice 2nd Mortgage system is a Downpayment Assistance Program for low- to-moderate earnings people who have an impairment or who possess a member of family with a impairment coping with them and be eligible for Home Advantage mortgage loan program that is first. A 1.00per cent rate of interest regarding the Downpayment Assistance loan system for first-time homebuyers (borrowers that haven’t owned and occupied their main residence within the previous 3 years). You do not have to be a first-time homebuyer if you buy in a targeted area.

OPTIMUM MONEY LIMITS at the time of 5/6/2019*

All The Other Counties $86,300

* Other demands may use. Please consult with your loan provider or solution provider to verify the restrictions. HomeChoice borrowers additionally must finish a homebuyer that is commission-sponsored seminar just before reservation of funds.

ADVANTAGES

This program offers as much as $15,000 per home in a 1.00% interest, re payment deferred 2nd mortgage. Second mortgages are due whenever house comes, or if perhaps house is refinanced or after three decades.

PARTICIPATING LENDERS

You want to thank the next loan providers due to their involvement when you look at the HomeChoice Downpayment Assistance Program within the last few year: (Verify home financing business or specific: www. Nmlsconsumeraccess.org)

Adams

Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, e-mail: matt. Riener@pmrloans.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com The Arc of Spokane, Loretta Cael, (509) 789-8326

Asotin

Ty Windhorst, NMLS #934314, Heritage mortgage loans, Spokane, Phone: (406) 360-0594, e-mail: ty@hhlnorthwest.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com

Benton

Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com Steve Morgensen, NMLS #506335, HomeStreet Bank, Spokane, mobile: (509) 723-8030, e-mail: steve. Morgensen@homestreet.com

Chelan

Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, e-mail: Kim. McAlpin@wheatlandbank.com

Clallam

Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net

Clark

Angie Stillman, NMLS #114291, Umpqua Bank, Vancouver, mobile: (360) 609-3022, e-mail: angiestillman@umpquabank.com Leslie Girard, NMLS #58461, Evergreen mortgage loans, Vancouver, mobile: (360) 254-2610, e-mail: lgirard@evergreenhomeloans.com JSandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, e-mail: smilohov@guildmortgage.net

Columbia

Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com

Cowlitz

Cristie Stapp, NMLS #233065, Guild Mortgage Company, Seattle, mobile: (206) 310-3402, Email: cstapp@guildmortgage.net Sandi Milohov, NMLS #114287, Guild Mortgage, Longview, Phone: (360) 270-9192, e-mail: smilohov@guildmortgage.net

Douglas

Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, Phone: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com

Ferry

Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, Email: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326

Franklin

Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, Email: wellsgroup@envoymortgage.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com

Garfield

Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com

Give

Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com Ty Windhorst, NMLS #934314, Heritage mortgage loans, Spokane, mobile: (406) 360-0594, e-mail: ty@hhlnorthwest.com

Grays Harbor

Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net

Island

Joshua Henry, NMLS #399700, Caliber mortgage payday loans NY loans, Bellingham, mobile: (360) 224-0841, e-mail: joshua. Henry@caliberhomeloans.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com

Jefferson

See Clallum and Kitsap

Cristie Stapp, NMLS #233065, Guild Mortgage Company, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Brent G Schoeppel, NMLS #404618, LeaderOne Financial, Federal Method, mobile: (253) 468-9979, Email: brentschoeppel@leader1.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, Email: karin. Koenig@movementmortgage.com Jeannet A. Gil, NMLS #889009, HomeStreet Bank, Seattle, mobile: 206-518-4050, Email: jeannet. Gil@homestreet.com Brian Rutt, NMLS #350347, US Bank, Kent, mobile: (253) 359-1883, e-mail: brian. Rutt@usbank.com Tracy O’Donnell, NMLS #982210, Caliber mortgage loans, Kent, mobile: (206) 310-2975, e-mail: tracy. Odonnell@caliberhomeloans.com Annette M Schmidt, NMLS #287955, Academy Mortgage, Federal Method, Phone: (253) 347-5052, e-mail: annette. Schmidt@academymortgage.com Mark Williams, NMLS #205465, Evergreen mortgage loans, Bellevue, mobile: (425) 748-8901, e-mail: mwilliams@evergreenhomeloans.com

Kitsap

Stephen R Coupe, NMLS #98160, Directors Mortgage Inc, Silverdale, mobile: (360) 698-3020, e-mail: scoupe@directorsmortgage.net Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, Phone: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, mobile: (253) 864-6222, e-mail: Sunny. Wilson@movementmortgage.com

Kittitas

Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, Phone: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com

Klickitat

See Clark and Yakima

Lewis

Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net

Lincoln

Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, Phone: (509) 458-5967, e-mail: Kim. McAlpin@wheatlandbank.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326

Mason

Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com

Okanogan

Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com

Pacific

Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net

Pend Oreille

Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, e-mail: matt. Riener@pmrloans.com Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326

Pierce

Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, mobile: (253) 864-6222, Email: Sunny. Wilson@movementmortgage.com Ricky Gilbert, NMLS #294775, Academy Mortgage Corporation, Bonney Lake, mobile: (253) 292-3375, e-mail: ricky. Gilbert@academymortgage.com Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com Rick cost, NMLS #234989, Academy Mortgage, Tacoma, mobile: (253) 279-0670, e-mail: rick. Price@academymortgage.com Steven Wright, NMLS #201189, Movement Mortgage, Puyallup, mobile: (253) 230-8622, e-mail: steven. Wright@movementmortgage.com Jeff Wood, NMLS #698240, HomeStreet Bank, Gig Harbor, Phone: (206) 369-8939, e-mail: jeff. Wood@homestreet.com

San Juan

Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, Email: cstapp@guildmortgage.net Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com

Skagit

Joshua Henry, NMLS #399700, Caliber mortgage loans, Bellingham, Phone: (360) 224-0841, Email: joshua. Henry@caliberhomeloans.com Melanie S Pysden, NMLS #384009, Caliber mortgage loans, Bellingham, Phone: (360) 543-8538, e-mail: PysdenTeam@CaliberHomeLoans.com

Skamania

Snohomish

Cheryl Taylor, NMLS #792716, Fairway Independent Mortgage Corporation, Lynnwood, mobile: (206) 218-5825, e-mail: cheryl. Taylor@fairwaymc.com Jason Gosser, NMLS #120413, Guild Mortgage business, Everett, mobile: (425) 330-1314, e-mail: jasong@guildmortgage.net Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net